According to the Global Risks Report, some of the most severe risks the world may face over the next decade against a backdrop of rapid technological change, economic uncertainty, a warming planet and conflict is one that would not easily rebound from continued shocks. As cooperation comes under pressure, weakened economies and societies may only […] The post
In this digital age, data has become a driving force behind innovation, decision-making, and societal progress. As we navigate the complexities of a data-driven world, the concept of data democracy is gaining prominence. Data democracy advocates for inclusive access, transparency, and participation in the handling and decision-making processes related to data. In this article, we […] The post
…the risk manager “Being honest may not get you a lot of friends, but it’ll always get you the right ones” Dear Readers, this week, we shall move on to another role within the banking industry, which is very complex and yet very reliable if the role is well appreciated…..THE RISK MANAGER. Let us examine […] The post Risk Watch
Finance and economic experts argued that Ghana could take advantage of its service industry to boost the economy. Time has proven that that ambition is far-fetched. The service industry in Ghana – from the hospital, hospitality, educational institutions through legal services to banking services – is self-satisfaction of the staff rather than the customers who […] The post
Ghana is among 54 countries globally that will be holding high-profile general elections in 2024. This means that as well as the other countries Ghana will be in the international limelight; and the country will quite expectedly undergo a smooth transition from one government to the next. In fact, a smooth transition has become the […] The post Safeguarding democracy
Have you ever been persuaded to attend an event, be it a concert or conference, solely because of a flyer or brochure you received? Similarly, how frequently have you selected a restaurant for dining after perusing their menu or flyer? The visuals, descriptions and offers depicted in promotional materials hold the power to sway your […] The post Hello intern –
Do you remember that saying that all the fingers are not equal and so it is not a good thing to start comparing yourself to others? But those fingers come together to perform the same function like eating. When eating kenkey and fish, all five fingers are involved. It is the reason society is made […] The post Useless Column: ‘Small fingers’ appeared first on
In Psalm 82:6, the Holy Bible, which some carnally minded persons, atheists and secularists refuse to peruse, understand and to practice by obeying the commandments, says: “I have said, You are gods; and all of you are children of the Most High”. We are children-gods: it means that we constitute the membership of the Family … The post Hold 2024 elections on 7th november appeared first on
It was interesting to hear Bank of Ghana (BoG) officials pat themselves on the back because year-on-year inflation had dropped to 26.4 percent in November 2023, from 35.2 percent in October 2023 and 54.1 percent in December 2022. This trend should have been expected, I thought, because of the massive price increases and exchange rate […] The post Bank of Ghana has failed us appeared
…calls for more cyber forensic professionals In a very comprehensive 3 days of virtual skills training that left a lasting imprint on 313 eager minds, Threat Combat recently concluded a very insightful training programme in the art of Memory/Malware Forensics. This wasn’t just a training programme, it was a journey into the cyber-realm, meticulously crafted […] The post Threat
…against high-risk climate change The global gathering of world leaders, scientists and youth activists at the 2023 UN Climate Change Conference of Parties (COP28) in Dubai, UAE was as important as the 2023 SDG Summit, all with the sense of mobilising finance, power, institutions and innovative technologies to advance Paris Climate Agreement and Agenda 2030 […] The post Microinsurance
Aldous Huxley once said: “Experience is not what happens to a man; it is what a man does with what happens to him.” Thoughts are causes and conditions are effects. Therefore, the quality of your thinking largely determines the quality of your life. The greatest mental principle is that “you become what you think about … The post Self-discipline and problem-solving appeared first on Ghanaian
– showing that you care could be your game changer There is a very emotional story of a family that went on holiday and lodged at a particular hotel. This was a family with kids and so naturally, on reaching home after they had checked out of the hotel the youngest of the kids suddenly […] The post Paying attention to and listening to the Voice
In a world where external validation often takes centre-stage, maintaining determination and perseverance in its absence becomes a formidable challenge. When the applause fades and cheers of the crowd are absent, one’s inner drive becomes the anchor that sustains progress. Receiving praise, having your emotions validated, being acknowledged for a job well done and feeling […] The post
Over the last 15 years of managing and dealing with financial institutions’ client relationships, I have observed that correspondent banking activities remain a grey area for many banking and other financial sector professionals. There is a knowledge and skill set gap in dealing with correspondent banks and why they are very important for conducting financial […] The post
Prologue Hello there. I am going to head right into pretending like Christmas didn’t end about a month or so ago. That being said, here we go: Chapter 1 There’s nothing like the Christmas cheer. Forget about your financial woes; forget about our religious divides… Another end is here; another year has come to rot; […] The post Attempted
Despite the global celebration of International Children Education Day in January, there remains a pressing need for continuous dialogue about prioritising education for young African children. In November 2023, a literacy assessment in Enugu, Eastern Nigeria, revealed that 50% of primary school pupils were unable to read, write or solve basic arithmetic. This predicament isn’t […] The post
Data breaches, attacks on critical infrastructure or physical assets and increased ransomware attacks drive cyber concerns globally and in Africa for 2024. Business interruption remains #2 with 31%. ‘Natural catastrophes’ is the biggest riser compared to 2023 with 26% in #3 In Ghana, ‘Macroeconomic developments’ such as inflation remained the topmost business risk concern, followed […] The post
Traditionally, housing supply in Ghana has been primarily private-sector driven, through individual household self-build or self-managed approaches, or corporate developers producing for sale on the open market. This approach has predominantly targeted home ownership with a marginal fraction targeting rental housing. On the other hand, there have been instances where some public sector housing delivered … The post National
What the terrifying reports told us, as early as three years ago, was what in Ghana, is usually termed abususƐm. The concept, difficult to explain to non-Africans, is this: there are some words that denote the materialisation of calamities in human affairs so horrendous that even merely naming the calamities must not be done at … The post Babies with no eyes, no noses? appeared first on Ghanaian
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